We established this website to assist people in finding the best home in their area, and if you are looking for help in choosing the right place then we are confident we can point you in the right direction. The first stage in tracking down the right nursing homes for your needs is to get hold of some brochures of the homes in the area in which you want to live. By completing the simple online form we can arrange for these brochures to be sent direct to your home in the area in which you have specified. Once these are in your possession you can start to investigate the different homes and narrow down your choice to a select few. We hope that you find ours an invaluable service as we give people the opportunity to get all the literature they will need to make an informed decision.
Simplify the Selection Process
We are determined to provide a quick and reliable service so that visitors to the site receive a selection of brochures from the location where they wish to reside in a very timely manner. We have narrowed down the process of selecting a home to four simple steps. Firstly, you should identify what location will best suit you and your loved ones when searching for a home. You will then need to make sure that the home can offer the required level of care for long term requirements, and that they can handle specific medical conditions. When looking for residential homes people tend to spend time drawing up a short list of potential homes and then complete several visits. When visiting, make sure that you meet all the members of staff that will be taking care of you, ask lots of questions, and get a feel for the environment there. The final step is to consider your financial position and then investigate the most cost effective way of paying for care on a state subsidised or private scheme. There is quite a lot to take into account so ensure you plan enough time in selecting the right place.
Consider your Finances
There are plenty of issues to consider when the time comes for you or your loved ones to require long term care, especially in regards to funding. It is something that causes concern whether you are planning care for a relative of for yourself, as you will be aiming to strike a balance between finding the best possible care and protecting your financial assets. As a useful starting point, understand all the facts that are involved in funding and then come to a decision based on your individual circumstances; we have included some of these facts for your convenience. Nursing care homes costs will have to be paid for in England if you capital assets exceed 23,000 pounds. Assets include such things as the value of your property, share portfolios and savings, so have a firm idea of how much your assets are worth. Local governments will not contribute to the cost of a home if your assets are in excess of this amount so it’s important to bear this in mind when working out how much you will have to pay. Please consult an accountant if you are in any doubt as to how much your assets are worth.
Residential Care Homes
There are circumstances in which the value of a home is not included when calculating assets, and these include when a spouse, children under the age of 16 or disabled persons are still residing in your home. However, to make absolutely sure, we would urge anyone to check their local authority’s current regulations as soon as possible. As long as other assets are below the 23,000 pound threshold, local authorities will give you some breathing space by disregarding your home’s value for the first twelve weeks of permanent residence at a home. A deferred payments scheme may then be offered after these initial twelve weeks if your home forms part of your assets, which will allow you to receive a fixed contribution as a loan that is only repayable once the property has been sold. Anyone who has assets that are less than 23,000 pounds will be awarded a fixed amount by most local authorities towards their care. It can be a struggle to find a suitable home for this level of cost, and if you decide upon a home that exceeds the local government’s contributions, then you will have to meet any additional costs by yourself.
Take your Time Researching Homes
Those that are in a position to contribute to the cost of their care should investigate the various ways of structuring their finances so that long term care costs can be comfortably met. Specialist capital investment schemes have become popular ways to provide the necessary funding of long term treatment, and are also excellent ways of protecting people’s capital so that it can be passed onto future beneficiaries. We have carefully selected some partner companies that will provide you with up to date information on the various current funding options so that you can choose the right one for your individual circumstances. Elderly care homes are an essential part of the autumn years of people’s lives, and if you are reading this on behalf of an elderly relative or loved one and have yet to give thought to your own circumstances it may be time to do so. There is no harm in researching some homes in your area well in advance of you actually needing to stay there, as then you can make the necessary financial arrangements to ensure that you are in a strong position to make a move when the time comes.
Necessary Preparations
We were originally established to help people that use the internet to look for information about homes. Our focus was to give them the chance to request brochures from care providing companies that are well established and have excellent reputations. Since our inception we have managed to build long term partnerships with some of the country’s leading institutions. Keep it in mind that we are not a retailer of any kind; we are simply a website from where visitors can be linked with our preferred suppliers. So, if you would like further information once you find a private care home, you are advised to contact them directly. However, we are always here to help and you can contact us on our free phone number, by post at the given address, or simply complete the online form and we will get back to you in a timely manner. If possible, start to make the necessary preparations to move into a home well in advance of doing so, to ensure you find the best place for your needs and to have all your finances taken care of so that you have complete peace of mind from the moment you move in.